Equity research
Initiation and quarterly update reports, valuation models, and thematic notes that connect business fundamentals with the investment case.
SHARMA CONSULTANCY / EQUITIES & WEALTH
A considered approach
to your wealth.
Sharma Consultancy brings together equity research, financial analysis, and diversified wealth planning—guided by your objectives and experience across market cycles.
25 YEARS OF MARKET EXPERIENCE · A DISCIPLINED PERSPECTIVE
01Understand your objectives
02Build a coherent strategy
03Review with discipline
01 / THE APPROACH
Your objectives.
Our discipline.
Research the business. Allocate with purpose. Review the risk.
01
Start with objectives and risk
Define the goal, time horizon, and liquidity needs before selecting investments.
OBJECTIVES · TIME HORIZON · LIQUIDITY02
Follow the cash and the incentives
Test business quality, cash flow, returns on capital, and valuation.
BUSINESS QUALITY · CASH FLOW · VALUATION03
Review the whole portfolio
Check concentration, shared risks, and liquidity. Rebalance as goals and valuations change.
DIVERSIFICATION · DOWNSIDE · PORTFOLIO REVIEWSERVICES
Clarity for your
investment decisions.
Focused research, a complete view of your holdings, and allocation shaped around your goals.
Portfolio review
A review of concentration, overlapping holdings, and risk across your portfolio, considered alongside liquidity needs and investment horizon.
Advisory
A custom allocation across equities, bonds, real estate, and cash, tailored to your goals, financial commitments, and risk capacity.
OUR EXPERTISE
Expertise centred
on your capital.
A connected perspective on businesses, asset allocation, and the financial decisions that shape long-term wealth.
BUSINESSES & VALUATION
Indian equities
Fundamental research across industries, connecting business quality, earnings potential, competitive advantage, and valuation.
OBJECTIVES & ALLOCATION
Wealth management
A coherent allocation across asset classes, shaped by your goals, liquidity needs, and capacity for risk.
FINANCE & CAPITAL
Financial analysis
Cash flow, balance-sheet strength, and capital allocation behind every investment case.
OUR INVESTMENT PHILOSOPHY
Conviction within assets.
Balance across them.
We assign each asset a clear role, assess risks across your entire balance sheet, and keep liquidity central to allocation decisions.
PORTFOLIO ROLE
Equities
Participate in business growth and long-term compounding.
OUR RESEARCH CHECK
Earnings quality, valuation, ROCE / ROE, competitive advantage, and position concentration.
PORTFOLIO ROLE
Bonds & fixed income
Plan for income and align maturities with future commitments.
OUR RESEARCH CHECK
Issuer credit quality, duration, yield, repayment capacity, and exit liquidity. Higher yield requires closer scrutiny.
PORTFOLIO ROLE
Real estate
Consider rental income and long-term ownership of real assets.
OUR RESEARCH CHECK
Net rental yield, location, leverage, transaction costs, and liquidity. Count existing property in total wealth exposure.
PORTFOLIO ROLE
Commodities & gold
Consider exposure to inflation, supply cycles, and different economic drivers.
OUR RESEARCH CHECK
Volatility, currency exposure, holding costs, and portfolio fit. Gold and industrial commodities have different risk profiles.
PORTFOLIO ROLE
Cash & liquidity
Fund near-term needs and preserve flexibility for opportunities.
OUR RESEARCH CHECK
Access to funds, capital stability, inflation, and the cost of holding excess cash.
The allocation discipline
Purpose before products. Quality before yield. Liquidity before leverage.
Diversification can reduce concentration risk; it does not eliminate losses. Asset correlations can rise during market stress.
OUR MARKET PERSPECTIVE
See beyond
the market headline.
Our investment thinking connects structural change and global developments with business quality, valuation, and portfolio decisions.
01 / 08
TRADING TOOLS
Tools for informed decisions.
Compare brokerage, transaction costs, and MTF interest across 12 brokers using your own trading scenario.
Available to everyoneOpen broker comparator (opens in a new tab)
Opens in a separate tab. Enter your own scenario to compare costs.
04 / OUR TEAM
Experience across cycles.
Discipline through uncertainty.
A quarter-century of market experience, alongside a focus on equity research, financial analysis, and long-term wealth.
SENIOR LEADERSHIP
Mr. Sharma
Senior Partner
25years in financial markets
Mr. Sharma’s 25 years in financial markets span the 2008 global financial crisis, the COVID-19 market sell-off, and other major market shocks. His perspective is grounded in first-hand experience of rising markets, sharp reversals, and periods of uncertainty.
Our investment perspective
That experience informs an approach centred on capital preservation, liquidity, valuation discipline, and adapting strategy as conditions change. It adds a practical understanding of investor behaviour under pressure: judgment developed through market cycles, alongside financial analysis.
EQUITY RESEARCH & FINANCE
Surya Sharma
Financial Analyst · Partner, Sharma Consultancy
Surya’s work and interests sit at the intersection of equity markets, finance, and wealth management, with a focus on how changes in the macro environment affect individual businesses.
Research approach
His research perspective connects company fundamentals, valuation, and capital allocation with the wider portfolio, keeping long-term objectives and financial risk central to the analysis.
- Primary lens
- Equity research & financial analysis
- Professional focus
- Wealth management & capital allocation
THE GUIDING PRINCIPLE
Conviction in research.
Balance in the portfolio.